The Phillips Law Offices, LLC helps consumers decide on what course of action that they need to take with respect to their consumer debt issues. We strive to give honest and accurate information to consumers with respect to their current financial situation. Our bankruptcy attorneys assist Debtors filing Chapter 7 and Chapter 13 bankruptcy cases.
Chapter 7 Bankruptcy is a great tool for consumers who have lost a job, or are in a low-income situation, but whose debts are getting out of hand. Similarly, if you are going to loose a home to foreclosure and can not afford to save it through a Chapter 13 payment plan or some other modification, a Chapter 7 case can discharge your obligation to the bank, especially if the home sells for less.